{"id":22647,"date":"2022-12-06T17:52:46","date_gmt":"2022-12-06T16:52:46","guid":{"rendered":"https:\/\/www.fbt-avocats.ch\/protection-preneur-dassurance-vie-a-lavenir\/"},"modified":"2022-12-06T17:54:34","modified_gmt":"2022-12-06T16:54:34","slug":"protection-preneur-dassurance-vie-a-lavenir","status":"publish","type":"post","link":"https:\/\/staging.fbt-avocats.ch\/en\/protection-preneur-dassurance-vie-a-lavenir\/","title":{"rendered":"Quelle protection du preneur d\u2019assurance-vie \u00e0 l\u2019avenir?"},"content":{"rendered":"<section  class='av_textblock_section av-7dtlel-54646e090b2362c0ce717e7039213545 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><\/div><\/section>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-6hs9cd-aa7fd7160a86b43089fe650ca2464333\">\n.flex_column.av-6hs9cd-aa7fd7160a86b43089fe650ca2464333{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-6hs9cd-aa7fd7160a86b43089fe650ca2464333 av_one_full  avia-builder-el-1  el_after_av_textblock  avia-builder-el-last  first flex_column_div av-zero-column-padding  column-top-margin'     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-lbcgil4l-8744cc1c4aed8117df65a01943d867cb\">\n#top .av-special-heading.av-lbcgil4l-8744cc1c4aed8117df65a01943d867cb{\npadding-bottom:10px;\nfont-size:26px;\n}\nbody .av-special-heading.av-lbcgil4l-8744cc1c4aed8117df65a01943d867cb .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n#top #wrap_all .av-special-heading.av-lbcgil4l-8744cc1c4aed8117df65a01943d867cb .av-special-heading-tag{\nfont-size:26px;\n}\n.av-special-heading.av-lbcgil4l-8744cc1c4aed8117df65a01943d867cb .av-subheading{\nfont-size:15px;\n}\n\n@media only screen and (min-width: 480px) and (max-width: 767px){ \n#top #wrap_all .av-special-heading.av-lbcgil4l-8744cc1c4aed8117df65a01943d867cb .av-special-heading-tag{\nfont-size:0.8em;\n}\n}\n\n@media only screen and (max-width: 479px){ \n#top #wrap_all .av-special-heading.av-lbcgil4l-8744cc1c4aed8117df65a01943d867cb .av-special-heading-tag{\nfont-size:0.8em;\n}\n}\n<\/style>\n<div  class='av-special-heading av-lbcgil4l-8744cc1c4aed8117df65a01943d867cb av-special-heading-h1 blockquote modern-quote  avia-builder-el-2  el_before_av_hr  avia-builder-el-first  av-inherit-size'><h1 class='av-special-heading-tag '  itemprop=\"headline\"  >Quelle protection du preneur d\u2019assurance-vie \u00e0 l\u2019avenir?<\/h1><div class='av-subheading av-subheading_below'><p>Allnews \u2013 D\u00e9cembre 2022<br \/>\nV\u00e9ronique Chatelain Gomez<\/p>\n<\/div><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-4rtof1-6cb168409d4b952e81360eb2f8cb23b0\">\n#top .hr.hr-invisible.av-4rtof1-6cb168409d4b952e81360eb2f8cb23b0{\nheight:20px;\n}\n<\/style>\n<div  class='hr av-4rtof1-6cb168409d4b952e81360eb2f8cb23b0 hr-invisible  avia-builder-el-3  el_after_av_heading  el_before_av_textblock '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><br \/>\n<section  class='av_textblock_section av-jo5hremo-8df0535b4b08dc00af18df224af1af03 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><div data-canvas-width=\"431.1431666666666\">\n<div class=\"textLayer\">\n<div data-canvas-width=\"318.9300803304\">\n<p><strong>Si l\u2019introduction des nouvelles r\u00e8gles de la LSA ne devrait pas r\u00e9volutionner le secteur, il est recommand\u00e9 d\u2019en anticiper l\u2019entr\u00e9e en vigueur<br \/>\n<\/strong><\/p>\n<p>La loi sur les services nanciers (LSFin) impose aux prestataires de services nanciers de\u00a0 respecter un certain nombre de r\u00e8gles de comportement. Les entreprises et interm\u00e9diaires d\u2019assurance ont cependant \u00e9t\u00e9 exclus de son champ d\u2019application. Alors que leur assujettissement avait \u00e9t\u00e9 envisag\u00e9 dans un premier temps, le Parlement a finalement d\u00e9cid\u00e9 que les r\u00e8gles prescrites par la LSFin ne pouvaient s\u2019appliquer directement aux entreprises et interm\u00e9diaires d\u2019assurance d\u00e8s lors que la loi avait \u00e9t\u00e9 con\u00e7ue pour le secteur nancier. Estimant toutefois que le placement des diff\u00e9rents produits d\u2019investissement doit \u00eatre trait\u00e9 sur un pied d\u2019\u00e9galit\u00e9, le l\u00e9gislateur a finalement d\u00e9cid\u00e9 de r\u00e9viser la Loi sur la surveillance des assurances (LSA) et d\u2019introduire des r\u00e8gles de comportement sp\u00e9cifiques \u00e0 la distribution d\u2019assurances sur la vie qualifi\u00e9es (\u00abassurance(s)-vie\u00bb), les assurances risque pur n\u2019\u00e9tant pas concern\u00e9es. Quelles sont donc ces nouvelles r\u00e8gles?<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/section><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-1xwhd9-afd37c19b28461d09397a418e175376c\">\n#top .hr.hr-invisible.av-1xwhd9-afd37c19b28461d09397a418e175376c{\nheight:20px;\n}\n<\/style>\n<div  class='hr av-1xwhd9-afd37c19b28461d09397a418e175376c hr-invisible  avia-builder-el-5  el_after_av_textblock  el_before_av_button '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><br \/>\n<div  class='avia-button-wrap av-jo5hs5ts-9cf2776b5cc4b964101ed0b0125b1749-wrap avia-button-left  avia-builder-el-6  el_after_av_hr  avia-builder-el-last '>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-jo5hs5ts-9cf2776b5cc4b964101ed0b0125b1749\">\n#top #wrap_all .avia-button.av-jo5hs5ts-9cf2776b5cc4b964101ed0b0125b1749{\nbackground-color:#44525f;\nborder-color:#44525f;\ncolor:#ffffff;\ntransition:all 0.4s ease-in-out;\n}\n#top #wrap_all .avia-button.av-jo5hs5ts-9cf2776b5cc4b964101ed0b0125b1749 .avia-svg-icon svg:first-child{\nfill:#ffffff;\nstroke:#ffffff;\n}\n<\/style>\n<a href='https:\/\/staging.fbt-avocats.ch\/wp-content\/uploads\/2022\/12\/Quelle-Protection-du-Preneur-dAssurance-Vie-%C3%A0-lAvenir-Allnews.pdf'  class='avia-button av-jo5hs5ts-9cf2776b5cc4b964101ed0b0125b1749 av-link-btn avia-icon_select-no avia-size-large avia-position-left'  target=\"_blank\"  rel=\"noopener noreferrer\"  aria-label=\"Lire la suite\"><span class='avia_iconbox_title' >Lire la suite<\/span><\/a><\/div><\/p><\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":18,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[84],"tags":[560],"datespeciale":[],"class_list":["post-22647","post","type-post","status-publish","format-standard","hentry","category-media-and-news","tag-allnews-en","competences-banking-and-finance","auteurs-veronique-chatelain-gomez-en","date-publication-2022-en","diffusion-groupe-bancaire-en","diffusion-medias-en"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.4 (Yoast SEO v27.4) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Quelle protection du preneur d\u2019assurance-vie \u00e0 l\u2019avenir? 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