{"id":26318,"date":"2024-11-04T11:25:07","date_gmt":"2024-11-04T10:25:07","guid":{"rendered":"https:\/\/www.fbt-avocats.ch\/26311\/"},"modified":"2026-02-06T10:32:51","modified_gmt":"2026-02-06T09:32:51","slug":"misuse-of-bankruptcy","status":"publish","type":"post","link":"https:\/\/staging.fbt-avocats.ch\/en\/misuse-of-bankruptcy\/","title":{"rendered":"To prevent the misuse of bankruptcy, the legislator has decided to amend certain rules with effect from 1st January 2025"},"content":{"rendered":"<div  class='avia-slideshow av-lpqtcuam-76906b30aa535219bbd7e5abbadb45f0 avia-slideshow-featured_large av_slideshow avia-slide-slider  avia-builder-el-0  el_before_av_heading  avia-builder-el-first  av-slideshow-ui av-control-default av-slideshow-manual av-loop-once av-loop-manual-endless av-default-height-applied avia-slideshow-1' data-slideshow-options=\"{&quot;animation&quot;:&quot;slide&quot;,&quot;autoplay&quot;:false,&quot;loop_autoplay&quot;:&quot;once&quot;,&quot;interval&quot;:5,&quot;loop_manual&quot;:&quot;manual-endless&quot;,&quot;autoplay_stopper&quot;:false,&quot;noNavigation&quot;:false,&quot;bg_slider&quot;:false,&quot;keep_padding&quot;:false,&quot;hoverpause&quot;:false,&quot;show_slide_delay&quot;:0}\"  itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><ul class='avia-slideshow-inner ' style='padding-bottom: 52.333333333333%;'><li  class='avia-slideshow-slide av-lpqtcuam-76906b30aa535219bbd7e5abbadb45f0__0  av-single-slide slide-1 slide-odd'><div data-rel='slideshow-1' class='avia-slide-wrap '   ><img fetchpriority=\"high\" class=\"wp-image-26315 avia-img-lazy-loading-not-26315\"  src='https:\/\/staging.fbt-avocats.ch\/wp-content\/uploads\/2024\/11\/Julien_LeFort_Allnews_EN.png' width='1200' height='628' title='Julien_LeFort_Allnews_EN' alt=''  itemprop=\"thumbnailUrl\"   \/><\/div><\/li><\/ul><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_heading-a6dc5ceb2d8dce39e75fad8deccd6e04\">\n#top .av-special-heading.av-av_heading-a6dc5ceb2d8dce39e75fad8deccd6e04{\npadding-bottom:10px;\nfont-size:26px;\n}\nbody .av-special-heading.av-av_heading-a6dc5ceb2d8dce39e75fad8deccd6e04 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n#top #wrap_all .av-special-heading.av-av_heading-a6dc5ceb2d8dce39e75fad8deccd6e04 .av-special-heading-tag{\nfont-size:26px;\n}\n.av-special-heading.av-av_heading-a6dc5ceb2d8dce39e75fad8deccd6e04 .av-subheading{\nfont-size:15px;\n}\n\n@media only screen and (min-width: 480px) and (max-width: 767px){ \n#top #wrap_all .av-special-heading.av-av_heading-a6dc5ceb2d8dce39e75fad8deccd6e04 .av-special-heading-tag{\nfont-size:0.8em;\n}\n}\n\n@media only screen and (max-width: 479px){ \n#top #wrap_all .av-special-heading.av-av_heading-a6dc5ceb2d8dce39e75fad8deccd6e04 .av-special-heading-tag{\nfont-size:0.8em;\n}\n}\n<\/style>\n<div  class='av-special-heading av-av_heading-a6dc5ceb2d8dce39e75fad8deccd6e04 av-special-heading-h1 blockquote modern-quote  avia-builder-el-1  el_after_av_slideshow  el_before_av_hr  av-inherit-size'><h1 class='av-special-heading-tag '  itemprop=\"headline\"  >To prevent the misuse of bankruptcy, the legislator has decided to amend certain rules with effect from 1st January 2025.<\/h1><div class='av-subheading av-subheading_below'><p>Allnews &#8211; November 2024<br \/>\nJulien Le Fort<\/p>\n<\/div><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-lpqthvln-edf60761fad835755560d987abf79923\">\n#top .hr.hr-invisible.av-lpqthvln-edf60761fad835755560d987abf79923{\nheight:30px;\n}\n<\/style>\n<div  class='hr av-lpqthvln-edf60761fad835755560d987abf79923 hr-invisible  avia-builder-el-2  el_after_av_heading  el_before_av_button '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n<div  class='avia-button-wrap av-lpqtm003-eaac31b1134eb5b9b231385a3cc3e3ac-wrap avia-button-left  avia-builder-el-3  el_after_av_hr  el_before_av_hr '><a href='https:\/\/staging.fbt-avocats.ch\/wp-content\/uploads\/2024\/11\/Allnews_Julien-Lefort_faillites-abusives.pdf'  class='avia-button av-lpqtm003-eaac31b1134eb5b9b231385a3cc3e3ac av-link-btn avia-icon_select-no avia-size-large avia-position-left avia-color-theme-color'  target=\"_blank\"  rel=\"noopener noreferrer\"  aria-label=\"Download pdf\"><span class='avia_iconbox_title' >Download pdf<\/span><\/a><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-lpqthvln-edf60761fad835755560d987abf79923\">\n#top .hr.hr-invisible.av-lpqthvln-edf60761fad835755560d987abf79923{\nheight:30px;\n}\n<\/style>\n<div  class='hr av-lpqthvln-edf60761fad835755560d987abf79923 hr-invisible  avia-builder-el-4  el_after_av_button  el_before_av_textblock '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n<section  class='av_textblock_section av-lpqt34bs-e4937d6ee6fb8bf73eb238b3b32b6052 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><p>Environ 15&#8217;000 faillites sont ouvertes en Suisse chaque ann\u00e9e. Plus de 40% des faillites sont suspendues faute d&#8217;actifs, ce qui signifie que la faillite n&#8217;est m\u00eame pas trait\u00e9e, faute d&#8217;actifs \u00e0 r\u00e9aliser.<\/p>\n<p>\u00c0 suivre le Parlement, il existe r\u00e9guli\u00e8rement des cas o\u00f9 des personnes profitent de la faillite d&#8217;une soci\u00e9t\u00e9 pour se d\u00e9barrasser de dettes existantes et pour ne pas devoir payer des salaires dus; elles rach\u00e8tent \u00e0 bas prix les outils de production ou les stocks qui faisaient partie de la masse de la faillite. Elles se procurent ainsi un avantage concurrentiel et font supporter \u00e0 la caisse de ch\u00f4mage les salaires dus jusqu&#8217;\u00e0 la faillite.<\/p>\n<p>Le l\u00e9gislateur a donc d\u00e9cid\u00e9 de modifier certaines r\u00e8gles relatives \u00e0 la faillite pour essayer de limiter les abus. Ces modifications entreront en vigueur le 1er janvier 2025. C&#8217;est l&#8217;occasion de pr\u00e9senter ici quelques changements notables.<\/p>\n<p>La modification la plus importante consiste en une abrogation. Pour l&#8217;instant, l&#8217;article 43 al.1 et 1bis LP pr\u00e9voit que la poursuite par voie de faillite est exclue pour le recouvrement d&#8217;imp\u00f4ts, contributions, \u00e9moluments, droits, amendes ou autres prestations de droit public dues \u00e0 une caisse publique ou \u00e0 un fonctionnaire ainsi que le recouvrement de primes de l&#8217;assurance-accidents obligatoire. Ces deux alin\u00e9as seront purement et simplement supprim\u00e9s. Par cons\u00e9quent, les soci\u00e9t\u00e9s qui ne paieraient pas leurs imp\u00f4ts ou leurs cotisations sociales pourront d\u00e9sormais \u00eatre mises en faillite. Il s&#8217;agit d&#8217;\u00e9viter qu&#8217;une soci\u00e9t\u00e9 ne n\u00e9glige syst\u00e9matiquement les cr\u00e9ances des organismes sociaux et \u00e9tatiques.<\/p>\n<p>Lorsqu&#8217;une faillite est suspendue faute d&#8217;actifs, elle est cl\u00f4tur\u00e9e si un cr\u00e9ancier ne requiert pas la liquidation en payant l&#8217;avance de frais exig\u00e9e par l&#8217;Office pour les frais de liquidation. Actuellement, cette d\u00e9cision de suspension est uniquement publi\u00e9e (art. 230 al. 2 LP). \u00c0 l&#8217;avenir, les cr\u00e9anciers connus (principalement ceux qui ont fait notifier un commandement de payer) seront avis\u00e9s par lettre de l&#8217;Office des faillites. Cela est cens\u00e9 permettre auxdits cr\u00e9anciers de mieux d\u00e9fendre leurs droits; nous ne sommes pas convaincus que cette mesure aura un v\u00e9ritable effet. Lorsque des actifs d&#8217;une soci\u00e9t\u00e9 en faillite ont \u00abmyst\u00e9rieusement\u00bb disparu, des mesures plus incisives (\u00e9ventuellement ordonn\u00e9es par un procureur) sont g\u00e9n\u00e9ralement n\u00e9cessaires.<\/p>\n<p>Ensuite, un transfert d&#8217;actions d&#8217;une SA ou de parts d&#8217;une S\u00e0rl sera consid\u00e9r\u00e9 nul si la soci\u00e9t\u00e9 n&#8217;a plus d&#8217;activit\u00e9 commerciale ni d&#8217;actifs r\u00e9alisables et si elle est surendett\u00e9e. Cette modification du Code des obligations formalise une jurisprudence d\u00e9j\u00e0 assez d\u00e9velopp\u00e9e sur la liquidation de fait; elle vise \u00e0 emp\u00eacher le transfert d&#8217;un \u00abmanteau d&#8217;actions\u00bb. Le l\u00e9gislateur ne veut donc pas de la r\u00e9utilisation de d&#8217;une soci\u00e9t\u00e9 existante pour une finalit\u00e9 nouvelle. Attention: celui qui acquiert un manteau d&#8217;actions s&#8217;expose donc \u00e0 ce que son droit de propri\u00e9t\u00e9 sur les actions soit ni\u00e9 et que le prix pay\u00e9 au vendeur du manteau d&#8217;actions soit ainsi de l&#8217;argent perdu.<\/p>\n<p>Un dernier point m\u00e9rite attention: la renonciation au contr\u00f4le restreint ou \u00abopting-out\u00bb. Depuis 2008, les petites entreprises peuvent renoncer \u00e0 toute r\u00e9vision lorsqu&#8217;elles comptent moins de dix employ\u00e9s et que tous les actionnaires consentent (et qu&#8217;elles ne r\u00e9alisent pas les conditions du contr\u00f4le ordinaire). Actuellement, lorsqu&#8217;une soci\u00e9t\u00e9 effectue un opting-out et qu&#8217;elle le fait inscrire au Registre du commerce, cet opting-out peut avoir un effet r\u00e9troactif. Par exemple: un opting-out d\u00e9cid\u00e9 lors d&#8217;une assembl\u00e9e g\u00e9n\u00e9rale tenue le 24 mars 2024 fait cesser toute r\u00e9vision, y compris \u00e0 l&#8217;\u00e9gard des comptes 2023 s&#8217;ils n&#8217;ont pas encore \u00e9t\u00e9 approuv\u00e9s. A l&#8217;avenir, ce ne sera plus possible. L&#8217;opting-out ne pourra \u00eatre d\u00e9cid\u00e9 que pour l&#8217;avenir, pour un exercice social non encore entam\u00e9. Ainsi, un opting-out notifi\u00e9 au Registre du commerce le 1er janvier 2025 ne prendra effet que pour l&#8217;exercice social suivant, c&#8217;est-\u00e0-dire d\u00e8s le 1er janvier 2026. L&#8217;exercice 2025 demeurera soumis \u00e0 r\u00e9vision.<\/p>\n<\/div><\/section>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-lpqthvln-27e3d4689132014f1425f973d38a9921\">\n#top .hr.hr-invisible.av-lpqthvln-27e3d4689132014f1425f973d38a9921{\nheight:10px;\n}\n<\/style>\n<div  class='hr av-lpqthvln-27e3d4689132014f1425f973d38a9921 hr-invisible  avia-builder-el-6  el_after_av_textblock  el_before_av_textblock '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n<section  class='av_textblock_section av-m7kq7dc5-4246d902ba1e36766b7eeab5389bafd2 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><p style=\"text-align: right;\"><a href=\"https:\/\/staging.fbt-avocats.ch\/en\/portfolio-item\/julien-le-fort\/\">Julien Le Fort<\/a><br \/>\nAssociate, Geneva<\/p>\n<\/div><\/section>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-m7kq6lbk-3368fd5da7f94e464f8e352c39428451\">\n#top .av-special-heading.av-m7kq6lbk-3368fd5da7f94e464f8e352c39428451{\npadding-bottom:10px;\nfont-size:20px;\n}\nbody .av-special-heading.av-m7kq6lbk-3368fd5da7f94e464f8e352c39428451 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n#top #wrap_all .av-special-heading.av-m7kq6lbk-3368fd5da7f94e464f8e352c39428451 .av-special-heading-tag{\nfont-size:20px;\n}\n.av-special-heading.av-m7kq6lbk-3368fd5da7f94e464f8e352c39428451 .av-subheading{\nfont-size:15px;\n}\n\n@media only screen and (min-width: 480px) and (max-width: 767px){ \n#top #wrap_all .av-special-heading.av-m7kq6lbk-3368fd5da7f94e464f8e352c39428451 .av-special-heading-tag{\nfont-size:0.8em;\n}\n}\n\n@media only screen and (max-width: 479px){ \n#top #wrap_all .av-special-heading.av-m7kq6lbk-3368fd5da7f94e464f8e352c39428451 .av-special-heading-tag{\nfont-size:0.8em;\n}\n}\n<\/style>\n<div  class='av-special-heading av-m7kq6lbk-3368fd5da7f94e464f8e352c39428451 av-special-heading-h3 blockquote modern-quote modern-centered  avia-builder-el-8  el_after_av_textblock  el_before_av_hr  av-inherit-size'><h3 class='av-special-heading-tag '  itemprop=\"headline\"  >Share on LinkedIn<\/h3><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-lpqthvln-2e2fa36faa97a09467bbe73150a11a71\">\n#top .hr.hr-invisible.av-lpqthvln-2e2fa36faa97a09467bbe73150a11a71{\nheight:50px;\n}\n<\/style>\n<div  class='hr av-lpqthvln-2e2fa36faa97a09467bbe73150a11a71 hr-invisible  avia-builder-el-9  el_after_av_heading  el_before_av_one_fifth '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" 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id=\"style-css-av-1g3uxvq-432a17fb372e62d71cd14c3123628a44\">\n.flex_column.av-1g3uxvq-432a17fb372e62d71cd14c3123628a44{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-1g3uxvq-432a17fb372e62d71cd14c3123628a44 av_one_fifth  avia-builder-el-12  el_after_av_one_fifth  el_before_av_one_fifth  flex_column_div av-zero-column-padding  '     ><div  class='av-social-sharing-box av-lpqum02u-bc0494c5c39e8aaf1b0cc89c664ccf98 av-social-sharing-box-default  avia-builder-el-13  avia-builder-el-no-sibling  av-social-sharing-box-fullwidth'><div class=\"av-share-box\"><ul class=\"av-share-box-list noLightbox\"><li class='av-share-link av-social-link-linkedin avia_social_iconfont' ><a target=\"_blank\" aria-label=\"Share on LinkedIn\" href='https:\/\/linkedin.com\/shareArticle?mini=true&#038;title=To%20prevent%20the%20misuse%20of%20bankruptcy%2C%20the%20legislator%20has%20decided%20to%20amend%20certain%20rules%20with%20effect%20from%201st%20January%202025&#038;url=https:\/\/staging.fbt-avocats.ch\/en\/misuse-of-bankruptcy\/' data-av_icon='\ue8fc' data-av_iconfont='entypo-fontello'  title='' data-avia-related-tooltip='Share on LinkedIn'><span class='avia_hidden_link_text'>Share on LinkedIn<\/span><\/a><\/li><\/ul><\/div><\/div><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-16odkqu-0047da59c041e4b090215877c632a064\">\n.flex_column.av-16odkqu-0047da59c041e4b090215877c632a064{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-16odkqu-0047da59c041e4b090215877c632a064 av_one_fifth  avia-builder-el-14  el_after_av_one_fifth  el_before_av_one_fifth  flex_column_div av-zero-column-padding  '     ><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-t9666e-093950a8b679803810638c99153bc64c\">\n.flex_column.av-t9666e-093950a8b679803810638c99153bc64c{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-t9666e-093950a8b679803810638c99153bc64c av_one_fifth  avia-builder-el-15  el_after_av_one_fifth  el_before_av_hr  flex_column_div av-zero-column-padding  '     ><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-lpqthvln-2e2fa36faa97a09467bbe73150a11a71\">\n#top .hr.hr-invisible.av-lpqthvln-2e2fa36faa97a09467bbe73150a11a71{\nheight:50px;\n}\n<\/style>\n<div  class='hr av-lpqthvln-2e2fa36faa97a09467bbe73150a11a71 hr-invisible  avia-builder-el-16  el_after_av_one_fifth  avia-builder-el-last '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Around 15,000 bankruptcies are opened in Switzerland every year. Over 40% of them are suspended due to insufficient assets, making them ineligible for realisation.<\/p>\n","protected":false},"author":26,"featured_media":26303,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[84,655],"tags":[560],"datespeciale":[],"class_list":["post-26318","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-media-and-news","category-news","tag-allnews-en","competences-corporate-and-commercial","auteurs-julien-le-fort-en","date-publication-2024-en","diffusion-groupe-societes-et-contrats-en","diffusion-medias-en","diffusion-news-en"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.4 (Yoast SEO v27.4) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>To prevent the misuse of bankruptcy, the legislator has decided to amend certain rules with effect from 1st January 2025<\/title>\n<meta name=\"description\" content=\"Around 15,000 bankruptcies are opened in Switzerland every year. Over 40% of them are suspended due to insufficient assets, making them ineligible for realisation.\" \/>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"To prevent the misuse of bankruptcy, the legislator has decided to amend certain rules with effect from 1st January 2025\" \/>\n<meta property=\"og:description\" content=\"Around 15,000 bankruptcies are opened in Switzerland every year. 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